Use FEMA Community Rating System to educate and protect communities from flooding.
The Community Rating System (CRS) is a voluntary program for National Flood Insurance Program (NFIP) participating communities. The goals of the rating system are to reduce flood damages to insurable property through a comprehensive approach to floodplain management. It provides incentives in the form of premium discounts for communities based on the rating it achieves. The program rates communities from Class 1 to Class 10. For CRS participating communities, flood insurance premium rates are discounted in increments of 5 percent (i.e., a Class 1 community would receive a 45 percent premium discount, while a Class 9 community would receive a 5 percent discount).
Credit points are allotted based upon completion of 19 possible initiatives identified by the program. The City of Dallas currently has a Class 5 Rating and is currently evaluating the financial feasibility for undertaking additional initiatives to qualify for Class 4 rating. The rating system will be utilized as a tool to educate and protect communities from flooding.